# Mini Accountant End-User License Agreement

## 1. Preamble

1. This Agreement is between you, the end-user, (the “User” or “End-User”, a registered business entity), and Mini Accountant ("Mini Accopuntant”) owned by the company [Individual Entrepreneur SIARHEI DUDKO](https://dudko.dev) ("Owner"). Mini Accountant and the User are each referred to herein as a “Party” and together as the “Parties". Mini Accountant Application ("Application") is defined as the mobile application Mini Accountant for Android (package `dev.dudko.mini_accountant`), the mobile application Mini Accountant for iOS, web application [Mini Accountant](https://miniaccountant.app) (<https://miniaccountant.app>), the web application [Mini Accountant Developer Portal](https://api.miniaccountant.app) (<https://api.miniaccountant.app>), the website [Mini Accountant Landing Page](https://ad.miniaccountant.app) (<https://ad.miniaccountant.app>), BigQuery DataSets hosted in GCP in a project with the invoicemaker `identifier-f5e1d`.
2. The purpose of this Agreement is to grant a non-exclusive license to the User, to provide by Mini Accountant the Application to the User; and to specify the conditions under which Mini Accountant authorizes the User to use the Application.
3. This Agreement is an obligation of the User and Mini Accountant and does not impose any obligations on third parties such as Apple, Google and others.
4. Mini Accountant and the User agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of the EULA, and that, upon the User’s acceptance of the terms and conditions of the EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce the EULA against the User as a third party beneficiary thereof.

## 2. License use

1. Mini Accountant grants the User a non-exclusive, non-transferable, non sub-licensable license to use the Application, subject to the provisions of this Agreement, and full payment of the fees pursuant to Article 6 of this Agreement.
2. The Agreement allows the User to use the Application in accordance with instructions and functionalities as described in the Associated Documentation, for the specific needs of the User’s commercial activity. "Associated Documentation" refers to the proof of functionalities linked to the Application, and enabling its use. Associated Documentation is available on [Mini Accountant's Manual](https://miniaccountant.app/storage/manual.pdf) (<https://miniaccountant.app/storage/manual.pdf>).
3. The User is solely responsible for the correctness of the data that he enters into the application, invoices, reports and forms representing the visualization of this data and calculations based on this data.
4. The User transfers ownership of all data entered by the User to Mini Accountant, including making changes, Mini Accountant in turn guarantees the user to comply with the Privacy Policy. Privacy Policy is available on [Mini Accountant's Privacy Policy](https://miniaccountant.app/privacy_policy.md) (<https://miniaccountant.app/privacy_policy.md>)
5. The Agreement grants the User the right to distribute PDF files generated by the application (invoices and reports) to third parties, including on a commercial basis, as is. At the same time, the right to own the PDF file is reserved for the Mini Accountant.
6. The Agreement does not allow changes to PDF files generated by the application, except in cases where this change is the addition of the signature of the subjects or information about these signatures. This rule applies both to the User and to third parties to whom the User distributes PDF files. The responsibility for compliance with this rule by third parties rests with the User, not third parties.

## 3. Limitations

1. Any rights not expressly granted to the User are reserved for Mini Accountant. The User is prohibited from any use of the Application outside the scope determined by the license under this Agreement. Failure to respect this prohibition constitutes a material breach of this Agreement for which the User shall be held liable, and may result in a claim for damages, and in the termination of this Agreement including but not limited to all support rights and warranties granted herein.
2. The User may not share, copy, transfer, market, hire, sub-license, give, lend, distribute, market, or otherwise provide the Application to a third party (which includes but is not limited to any subsidiary, affiliate, franchisee, assignee, agent, customer, client, subcontractor, designer, supplier, independent contractor or freelancer).
3. The User may neither reverse engineer, decompile, disassemble, alter, nore attempt to access the source code of the Application. The User’s right to use the Application is, in all cases, limited to the executable code, and any attempt to access the source code is prohibited. This limitation is without prejudice to applicable mandatory legal provisions and treaties, particularly relating to interoperability, and solely to the extent that the decompiled data is necessary for inter-operability and has not been provided by Mini Accountant, after written request by the User.
4. By accepting this Agreement or downloading, installing or using the Application, the User does not become the owner of the Application, Application files or Application data, as well as the rights to the Application, Application files or Application data. There is no act of “buying” or “selling” Applications, Application files, or Application data. The User receives permission to use the Application as is only in accordance with the provisions and within the limits provided for in this Agreement. Mini Accountant remains the sole owner of the rights to the Application, Application files and Application data.
5. The User undertakes to use the Application and any service, feature, interface or integration that the Application makes available — including but not limited to the AI Features, the in-Application AI assistant, the Telegram bot, the MCP Server, the public API of the Application, any callable endpoint, and any current or future integration — strictly within the scope of the User's commercial activity as set out in clause 2.2 and strictly within the intended functionality of the Application as described in the Associated Documentation. In particular, and without limitation, the User shall not: (i) use the AI Features or the in-Application AI assistant as a general-purpose chatbot, search engine, code assistant, content generator, or for any purpose unrelated to the management of the User's accounting and business data within the Application; (ii) use the MCP Server, the public API or any callable endpoint of the Application as an external storage backend, database, message queue, file host, proxy, relay, scraping target, training data source, or as part of any product or service unrelated to the management of the User's own account in the Application; (iii) submit through the AI Features, the MCP Server, the API or any other interface any data, content or instruction unrelated to the User's lawful use of the Application. Failure to respect this clause constitutes a material breach of this Agreement within the meaning of clause 3.1 and entitles Mini Accountant, in addition to all other remedies, to immediately suspend or restrict the User's access to any affected feature, integration or service, without prior notice and without compensation.

## 4. Duration and territoriality

1. The application can be used in any available regions if it does not contradict the legislation in the jurisdiction of which the User is located.
2. If this legislation directly or indirectly restricts the User from using the Application, then the User assumes responsibility for the need to stop using the Application.
3. "Any available regions" is defined both the technical ability to provide User access to the Application, and the fact that Mini Accountant has the right to limit the list of available regions.
4. The validity period of the current Agreement is determined from the moment the User installs the Application or first logs into the Application (including anonymous mode) and is limited to 12 months from the time the User last logged into the Application for normal mode or 30 days for anonymous mode.

## 5. Intellectual property

1. The Application is protected by intellectual property rights owned by Mini Accountant, contract law, and common liability law.
2. Mini Accountant has and retains exclusive ownership, title and interest, and all associated intellectual property rights related to the Application in whole or in part, which the User acknowledges. The authorization granted to the User under this Agreement does not transfer to the User any of these rights, either in whole or in part.
3. Under no circumstances may the User act as the owner of the Application that Mini Accountant makes available to the User. The physical control of Application is only granted to allow the User to enjoy the limited rights granted and subject to the authorization given.
4. If a dedicated “Credits”, “Colophon”, or similar section exists, the User has an obligation, to a reasonable extent, to credit Mini Accountant as the originator and holder of all rights attached to the Application, and to display citations of authorship, copyright, trademark, or other applicable law attached to the Application.

## 6. Payment

1. The User can purchase a temporary right to use the Mini Accountant Pro ("Pro") version of the Application.
2. The Pro version provides the user with improved Application functionality without any guarantees. The improved functionality of the Application is defined in the Associated Documentation. Associated Documentation is available on [Mini Accountant's Manual](https://miniaccountant.app/storage/manual.pdf) (<https://miniaccountant.app/storage/manual.pdf>).
3. The validity period of the right to use the Pro version is determined in accordance with the subscription period. The right to use the Pro version is renewed together with the subscription renewal automatically, unless the user cancels the subscription.
4. The right to use the Pro version may be terminated at the initiative of Mini Accountant with a refund of the subscription price in multiples of the remaining subscription period, rounded down.
5. The right to use the Pro version does not cancel or modify this Agreement.

## 7. Warranties

1. You expressly acknowledge and agree that use of the Application is at your sole risk.
2. To the maximum extent permitted by applicable law, the Application and any services performed or provided by the Application are provided "as is" and “as available,” with all faults and without warranty of any kind, and Mini Accountant hereby disclaims all warranties and conditions with respect to the Application and any services, either express, implied, or statutory, including, but not limited to, the implied warranties and/or conditions of merchantability, of satisfactory quality, of fitness for a particular purpose, of accuracy, of quiet enjoyment, and of noninfringement of third-party rights.
3. No oral or written information or advice given by Mini Accountant or its authorized representative shall create a warranty.
4. Should the Application or services prove defective, you assume the entire cost of all necessary servicing, repair, or correction.
5. Some jurisdictions do not allow the exclusion of implied warranties or limitations on applicable statutory rights of a consumer, so the above exclusion and limitations may not apply to you.

## 8. Artificial Intelligence Features and Third-Party AI Integrations

1. The Application includes optional artificial intelligence features ("AI Features") that allow the User, and any third-party AI agent authorized by the User, to interact with the User's account and data through natural language. AI Features include, but are not limited to:
    1. the in-Application AI assistant available within the Application user interface;
    2. the Telegram bot available at [https://t.me/ai_mini_accountant_bot](https://t.me/ai_mini_accountant_bot) (<https://t.me/ai_mini_accountant_bot>), which the User may, at the User's sole discretion, connect to the User's account;
    3. the Model Context Protocol server available at <https://mcp.miniaccountant.app/v1beta> ("MCP Server"), which the User may, at the User's sole discretion, connect to any third-party AI agent that supports OpenID Connect ("OIDC") and Dynamic Client Registration ("DCR").
2. All AI Features are activated, configured, authorized and connected to the User's account exclusively at the User's own initiative. Mini Accountant does not initiate any AI-driven action on the User's behalf without the User's explicit consent and configuration. The User is solely responsible for the choice of third-party AI agents, for the scope of access granted to them, for the credentials and tokens issued during such authorization, and for the timely revocation of such access.
3. The User acknowledges and agrees that AI Features may, when authorized by the User, perform any action that the User is technically able to perform within the Application, including but not limited to creating, reading, modifying, deleting and exporting invoices, customers, products and services, payment methods, expenses, transactions, business profile data, subscription data, and any other data stored in or accessible through the User's account.
4. To enable the AI Features, the data necessary for processing requests is transmitted to third-party artificial intelligence providers, currently including but not limited to Google, Anthropic, OpenAI, Amazon Web Services (AWS) and Cloudflare ("AI Providers"). The list of AI Providers may change at any time without prior notice. Information about the AI Provider used for a specific request may be obtained on a reasonable request to the technical support service in accordance with Article 14 of this Agreement.
5. The data that the User, or an AI agent acting under the User's authorization, submits to an AI Feature (including, without limitation, prompts, the contents of the User's account that are read by the AI agent in order to fulfil a request, attachments, and any related metadata) is transmitted, in connection with such AI Feature only, exclusively to the AI Providers and solely to the extent strictly necessary to process the corresponding request. This clause concerns only data flows arising from the use of AI Features and does not modify, expand or restrict the general processing of the User's data by Mini Accountant, its hosting, infrastructure, payment, analytics or other sub-processors, which is governed by the Privacy Policy. Mini Accountant does not use the User's data for the training of any artificial intelligence model and selects AI Providers that contractually undertake not to use the User's data submitted through the AI Features for the training of their models. However, Mini Accountant does not, and cannot, technically guarantee compliance by AI Providers with such undertakings, and the responsibility for compliance lies exclusively with the relevant AI Provider. Any claim related to the use, retention, disclosure, jurisdictional transfer or model-training use of the User's data by an AI Provider must be addressed by the User directly to that AI Provider, and Mini Accountant assumes no role in such claim other than, on a reasonable request and at its discretion, providing the User with the identity of the relevant AI Provider.
6. The User expressly acknowledges and agrees that:
    1. AI Features are provided strictly "as is" and "as available", with all faults, and without any warranty of any kind, whether express, implied or statutory, including but not limited to warranties of accuracy, correctness, completeness, reliability, fitness for a particular purpose, legal, accounting or tax compliance, non-infringement, or absence of errors, hallucinations, or unintended behavior;
    2. AI agents may produce incorrect, incomplete, outdated, misleading or entirely fabricated information; may misinterpret the User's instructions; may execute unintended actions; and may create, modify, overwrite or delete data in the User's account in a manner not desired by the User;
    3. the User has the sole and non-delegable obligation to independently verify, before relying on it or distributing it to any third party, any output, suggestion, calculation, document, invoice, report, transaction, filing or any other action produced, modified or performed by an AI Feature, and to maintain the User's own independent backups and records of the User's data;
    4. the User assumes full and exclusive responsibility for the consequences of any action performed by an AI Feature on the User's behalf, regardless of whether the action was explicitly requested by the User or autonomously initiated by an AI agent acting under authorization granted by the User, and regardless of whether the User actually reviewed the action.
7. To the maximum extent permitted by applicable law, Mini Accountant disclaims any and all liability for any damages, losses, costs, claims, fines, penalties, regulatory sanctions, or other consequences whatsoever, whether direct, indirect, incidental, special, exemplary, punitive or consequential, arising out of or in connection with the use of, inability to use, malfunction, error, omission or unintended behavior of any AI Feature, including but not limited to:
    1. loss, corruption, alteration, accidental deletion or unauthorized disclosure of any data in the User's account caused by, or in connection with, an AI Feature, the MCP Server, the Telegram bot, the in-Application AI assistant, or any third-party AI agent connected by the User;
    2. incorrect, missing, duplicated or misleading invoices, transactions, expenses, reports, tax filings, VAT calculations, revenue calculations or any other financial output generated, modified or deleted by an AI Feature;
    3. any acts, omissions, outages, security incidents or policy changes of any AI Provider or any third-party AI agent connected by the User to the User's account, including any third-party AI agent operating through the MCP Server;
    4. any breach of confidentiality, privacy, professional secrecy, intellectual property or other rights of the User or of third parties resulting from the User's choice of third-party AI agent, from the User's configuration of access scopes, or from instructions given by the User to an AI Feature;
    5. any business interruption, loss of profit, loss of revenue, loss of goodwill, loss of clients, regulatory non-compliance, or any other commercial damage of any kind related directly or indirectly to the use of AI Features.
8. The limitations and exclusions of liability set forth in Article 9 (Limitation of Liability) of this Agreement apply in full to AI Features and to any damages described in this Article, without restriction and cumulatively. Where applicable law restricts the enforceability of any provision of this Article, that provision shall apply to the maximum extent permitted by such law and the remaining provisions shall remain in full force and effect.
9. The User may at any time disable AI Features, revoke any token, key or authorization issued to a third-party AI agent, disconnect the Telegram bot, and disconnect any client connected through the MCP Server. The User accepts and acknowledges that disabling, disconnecting or revoking access does not retroactively undo any action previously performed by an AI Feature, and that any data altered or deleted prior to such revocation may be unrecoverable.

## 9. Limitation of Liability

1. To the extent not prohibited by law, in no event shall Mini Accountant be liable for personal injury or any incidental, special, indirect, or consequential damages whatsoever, including, without limitation, damages for loss of profits, loss of data, business interruption, or any other commercial damages or losses, arising out of or related to your use of or inability to use the Application, however caused, regardless of the theory of liability (contract, tort, or otherwise) and even if User has been advised of the possibility of such damages.
2. Some jurisdictions do not allow the limitation of liability for personal injury, or of incidental or consequential damages, so this limitation may not apply to you.
3. In no event shall Mini Accountant’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00).
4. The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.

## 10. Termination

1. This Agreement may be terminated at the User's initiative, but not earlier than 12 months after the User's last login to the Application.
2. This Agreement may be terminated on the initiative of Mini Accountant in case of violation of this Agreement by the User, or if the use of the Application by the User is contrary to the legislation of Georgia.
3. This Agreement automatically terminates 12 months after the User has deleted their profile in the Application and deleted the Application from all their devices. This item will be canceled if the User uses the Application during this period or later.
4. In case of termination of this Agreement, the User undertakes to delete his profile from the Application, as well as delete the Application from all his devices. Violation of this clause results in damage to the Mini Accountant.
5. The fact of occurrence of the case specified in clause 11.4 of the current Agreement immediately terminates this agreement and the User agrees to the obligation to comply with clause 10.4 of the current Agreement.

## 11. Assignment

1. This Agreement is concluded by Mini Accountant in consideration of the User’s person. The User therefore agrees not to assign, subrogate or transfer this Agreement, in whole or in part, to a third party, without Mini Accountant’s prior written consent.
2. This Agreement is concluded by the User regardless of Mini Accountant’s person, Mini Accountant may assign, subrogate or transfer this Agreement, in whole or in part, to a third party, without the User’s prior written consent.
3. The User accepts and agrees to this Agreement by installing or using the Application.
4. The User represent and warrant that (i) he/she is not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) he/she is not listed on any U.S. Government list of prohibited or restricted parties.

## 12. Applicable law and competent jurisdiction

1. The Parties agree that the Agreement is prepared, subject to, and interpreted according to the laws of Georgia and that the exclusive jurisdiction for any disputes shall be the competent courts of Tbilisi.
2. In the event of a potential dispute, the User undertakes to provide notice to Mini Accountant, either by email or by registered mail with acknowledgement of receipt, of the issue and to engage in good-faith discussions to reach an amicable solution. In the event of failure to reach an amicable solution, the Parties agree that the dispute shall be heard as set forth above.
3. The User expressly agrees that the United Nations Convention on Agreements for International Sales of Goods is excluded.

## 13. Updating and Modification of the Application and Services

1. Mini Accountant reserves the right, at its sole and absolute discretion and at any time, to add, modify, replace, suspend, restrict, deprecate, throttle, rate-limit or discontinue any feature, functionality, scope, quota, limit, content, interface, integration, service, service tier or any other component of the Application — including but not limited to the AI Features, the in-Application AI assistant, the Telegram bot, the MCP Server, the public API of the Application, any callable endpoint, third-party integrations, exchange-rate services, reporting capabilities, storage volumes and any current or future component of the Application — without prior notice to the User and without any obligation, liability or compensation. The User acknowledges and agrees that the User has no acquired right to the continued availability of any specific feature, integration, scope, quota, rate limit or service level, and that any reference in this Agreement, in the Associated Documentation, in marketing materials or elsewhere to a specific feature is purely descriptive of the state of the Application at a given moment and does not constitute a commitment.
2. The User undertakes to independently monitor changes to the current Agreement and changes to the scope of the Application's functionality and services. The text of the current Agreement is available at [Mini Accountant's Terms of Use](https://miniaccountant.app/license.md) (<https://miniaccountant.app/license.md>).
3. By continuing to use the Application, the User automatically agrees to the changes in the License Agreement and accepts the then-current scope of the Application's functionality, features and services.
4. If the User does not accept the changes in the License Agreement, then the User must stop using the Application within 30 days. During this period, the previous version of the License Agreement will apply.
5. Modifications to the scope of services made under clause 13.1 do not, by themselves, constitute changes to this Agreement and do not give rise to any right of refund, compensation, transition period or grandfathering, except where expressly provided by clause 6.4 in respect of the Pro version.

## 14. Contact Information

1. For all matters related to the current Agreement,
 With the Application or the operation of the Application, the User has the right to contact the technical support service:
    1. Email: <support@miniaccountant.app>
    2. Using Facebook messenger available on [Mini Accountant's Facebook Page](https://www.facebook.com/miniaccountantapp) <https://www.facebook.com/miniaccountantapp>
    3. [Mini Accountant's Telegram channel](https://t.me/mini_accountant) <https://t.me/mini_accountant>

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